Trim Costs on Kids' Christmas Presents

I like the holidays, but honestly, Christmas expenses dim some of the joy. Shopping for four kids, my holiday spending can quickly get out of hand. When I overspend, this Mommy Santa grows less jolly with each incoming bill. Debt-ridden is no way to start the new year. Here are penny-pinching tips to keep kids' Christmas present costs under control.  read more

Nix School Fundraisers: Teaching Kids about Money and Finances

School Fundraisers Exploit Children: How to Teach Your Children Valuable Marketing Lessons
In her AOL Politics Daily article on door to door school fundraising and children, Hinz suggests that parents boycott school fundraisers and send a donation check to the school. I've tried that and I met with resistance. I've been told that 'it doesn't work that way'. Well, I'm redefining how 'it does work'.
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